If you're a director, partner, sole trader, or trustee, the Accident Insurance Policy doesn't cover you. However, Workplace Personal Injury Insurance steps in to provide essential coverage against work-related injury or illness.
Eligibility and Application
Who Qualifies: Workplace Personal Injury Insurance is available to eligible individuals, regardless of age or health. If you receive compensation for your services and aren't covered under the Accident Insurance Policy, this option is for you.
- Eligible roles include contractors, self-employed individuals, directors, partners, and trustees.
- Download the Guide for detailed coverage information.
Coverage Details
What's Included: Understanding the coverage is crucial. This policy encompasses:
- Weekly benefits up to 85% of the insured benefit level
- Medical and rehabilitation costs
- Travelling expenses
- Lump-sum payments
- Death benefits.
- Your wages determine the insured benefit level, influencing both your premium and compensation rate.
What's Excluded: Be aware of what the policy doesn't cover:
- Common law costs (insuring against yourself)
- Injuries or illnesses outside work hours.
- Note: This policy isn't a substitute for 24-hour income protection.
Application Process
Simple Setup: Applying for Workplace Personal Injury Insurance is easy. Prepare the following details:
- Your personal information
- Occupation description
- Insured benefit level (IBL)
- Payment details (MasterCard or Visa).
- Apply for Your Policy
Efficient Claims Process: In case of an injury, visit our online services to initiate a claim. Familiarize yourself with the process and what steps to take when a work-related injury occurs.
If you would like to pay via a monthly payment plan, which is interest-free and no extra cost, call us on 1300 362 128.